PNC integrates 32 third-party SDKs spanning infrastructure, media, and security. It collects data linked to your identity including Identifiers and Usage Data. It includes 1 advertising or attribution SDK. Whether this is acceptable depends on your personal privacy preferences.

What permissions does PNC need?

PNC requests 11 iOS permissions: Camera, Microphone, Contacts, Photo Library, Location (When In Use), Calendars, Speech Recognition, Face ID, Save to Photo Library, Bluetooth, and Bluetooth Peripheral.

What data does PNC collect?

According to its App Store privacy label, PNC collects data linked to your identity including Identifiers and Usage Data.

How many SDKs does PNC have?

PNC integrates 32 third-party SDKs. 1 for advertising, 1 for customer support, 8 for infrastructure, and 20 for other. None are for analytics.

Does PNC use Google SDKs?

Yes. PNC includes 1 Google or Firebase SDK: Google Utilities. These are used for cloud infrastructure and services, not advertising.

Does PNC access your location?

Yes. PNC requests location access. The developer states: "Sharing your location information assists PNC's fraud detection systems in helping to protect your accounts.".

Does PNC access your camera or microphone?

PNC requests access to both your camera and microphone. The developer says camera access is for "PNC Mobile uses your device’s camera to capture images while making mobile deposits and scanning Zelle® QR codes". Microphone access is for "Enabling the microphone allows you to speak your commands out loud to the PNC Virtual Assistant". These permissions are only active when you grant them in iOS Settings.

Does PNC access your contacts?

Yes. PNC requests access to your contacts. The developer states: "PNC Mobile uses your address book to help you search for payment recipients.".

What are some alternatives to PNC?

Other finance apps include EarnIn , Albert , Allstate , Amex , Atlas , and Autopilot . Each app takes a different approach to finance and varies in its data collection and SDK usage.

Finance · Privacy report

PNC Mobile Banking

Free · ★4.9 · PNC Bank, N.A.

Is PNC safe?

It leans heavily on third-party trackers.

Our take. PNC is built with more third-party tracking code than 18% of the finance we have scanned.

Privacy footprint · vs 80 financeModerate

Trackers from other companies1 · some

typical finance: 3.5

Data the app links to you2 types · little

typical finance: 6 · from its own privacy label

What it collects about you

PNC links 2 categories of your data to you.

From the developer's own App Store privacy label. These are the kinds of data PNC ties to your identity.

IdentifiersUsage Data

Who else is inside

It carries trackers from 1 company.

Third-party SDKs found in the app, matched to the company that publishes each. Present in the code; we do not observe what they transmit.

🏢Other third partiesadvertising

A third-party SDK.

SDK

How it compares

Where it sits among finance.

Every one of these apps we have scanned, on the two measures above: third-party trackers it carries (across) and data it links to you on its own label (up). Toward the top right is more invasive.

Each dot is one finance app. PNC sits to the lower left, lighter than most.

The evidence

What it's built from.

All 32 SDKs in the app, grouped by what they are for. 1 are third-party trackers.

1advertising

31standard libraries

1 of the 32 is a third-party tracker. The rest are the app's own code and standard open-source building blocks.

Show the full SDK list

Other third partiesadvertising

Snap Kit

Standard libraries31 · on-device

The app's own code plus open-source interface, storage and networking libraries.

How we know this

Counterspy downloads the app from the App Store and statically analyzes its compiled binary. Embedded SDKs are matched against a signature database and resolved to the company that operates each. We also read the developer's App Store privacy label, which lists the data the app says it collects and links to you. We do not run the app or intercept its traffic, so we report capabilities present in the code and the developer's own disclosures, not proven transmission. We assess privacy and data collection, not malware, security flaws, or developer intent. Reports are automated and never edited for payment. Scan v360628423, 2026-04-04.

Third-party trackers are advertising, analytics and attribution SDKs detected by static signature matching. Presence shows a capability is compiled in, not that it ran or transmitted data.
"Data the app links to you" is the count of data categories the developer declares as Data Linked To You in its App Store privacy label. Labels are self-reported and not verified by Apple.
Comparison across the 80 finance in our corpus. Trackers: median 3.5. Data linked to you: median 6.