Is Empower RET safe to use?

Empower RET integrates 64 third-party SDKs spanning infrastructure, analytics, and support. It collects data linked to your identity including Identifiers, Usage Data, and Diagnostics. It does not include any advertising or attribution SDKs. Whether this is acceptable depends on your personal privacy preferences.

What permissions does Empower RET need?

Empower RET requests 7 iOS permissions: Camera, Microphone, Contacts, Photo Library, Face ID, Save to Photo Library, and Siri.

What data does Empower RET collect?

According to its App Store privacy label, Empower RET collects data linked to your identity including Identifiers, Usage Data, and Diagnostics.

How many SDKs does Empower RET have?

Empower RET integrates 64 third-party SDKs. 10 for analytics, 1 for crash reporting, 7 for customer support, 14 for infrastructure, and 26 for other. None are for advertising or attribution.

Does Empower RET access your camera or microphone?

Empower RET requests access to both your camera and microphone. The developer says camera access is for "To upload photos, access to your camera is needed". These permissions are only active when you grant them in iOS Settings.

Does Empower RET access your contacts?

Yes. Empower RET requests access to your contacts. The developer states: "To import, access to your contacts is needed.".

What are some alternatives to Empower RET?

Other finance apps include EarnIn , Albert , Allstate , Amex , Atlas , and Autopilot . Each app takes a different approach to finance and varies in its data collection and SDK usage.

Finance · Privacy report

Empower ®

Free · ★4.8 · Empower Retirement, LLC

Is Empower RET safe?

It leans heavily on third-party trackers.

Our take. Empower RET is built with more third-party tracking code than 79% of the finance we have scanned.

Privacy footprint · vs 80 financeHeavy

Trackers from other companies10 · a lot

typical finance: 3.5

Data the app links to you3 types · little

typical finance: 6 · from its own privacy label

What it collects about you

Empower RET links 3 categories of your data to you.

From the developer's own App Store privacy label. These are the kinds of data Empower RET ties to your identity.

IdentifiersUsage DataDiagnostics

Who else is inside

It carries trackers from 3 companies.

Third-party SDKs found in the app, matched to the company that publishes each. Present in the code; we do not observe what they transmit.

🇺🇸GoogleAnalytics

Firebase, AdMob and Google analytics SDKs, built to record how you use the app and serve ads.

SDKs

🇺🇸AmplitudeAnalytics

Product analytics, built to record detailed behaviour inside the app.

SDK

🏢Other third partiesanalytics

A third-party SDK.

SDK

How it compares

Where it sits among finance.

Every one of these apps we have scanned, on the two measures above: third-party trackers it carries (across) and data it links to you on its own label (up). Toward the top right is more invasive.

Each dot is one finance app. Empower RET sits to the right, carrying more third-party tracking than most.

The evidence

What it's built from.

All 64 SDKs in the app, grouped by what they are for. 10 are third-party trackers.

10analytics

1crash reporting

53standard libraries

10 of the 64 are third-party trackers. The rest are the app's own code and standard open-source building blocks.

Show the full SDK list

GoogleAnalytics · USA

Google Analytics Connector · Firebase A/B Testing · Firebase Core · Firebase Performance · Firebase Remote Config · Firebase Remote Config Interop · Firebase Sessions · Google Data Transport

AmplitudeAnalytics · USA

Amplitude

Other third partiesanalytics

OneTrust Privacy/Consent

Standard libraries53 · on-device

The app's own code plus open-source interface, storage and networking libraries.

How we know this

Counterspy downloads the app from the App Store and statically analyzes its compiled binary. Embedded SDKs are matched against a signature database and resolved to the company that operates each. We also read the developer's App Store privacy label, which lists the data the app says it collects and links to you. We do not run the app or intercept its traffic, so we report capabilities present in the code and the developer's own disclosures, not proven transmission. We assess privacy and data collection, not malware, security flaws, or developer intent. Reports are automated and never edited for payment. Scan v2026.03.25, 2026-04-04.

Third-party trackers are advertising, analytics and attribution SDKs detected by static signature matching. Presence shows a capability is compiled in, not that it ran or transmitted data.
"Data the app links to you" is the count of data categories the developer declares as Data Linked To You in its App Store privacy label. Labels are self-reported and not verified by Apple.
Comparison across the 80 finance in our corpus. Trackers: median 3.5. Data linked to you: median 6.