Is My Card Wallet safe to use?

My Card Wallet integrates 7 third-party SDKs spanning security, media, and analytics. It collects data linked to your identity including Identifiers. It does not include any advertising or attribution SDKs. Whether this is acceptable depends on your personal privacy preferences.

What permissions does My Card Wallet need?

My Card Wallet requests 4 iOS permissions: Camera, Location (When In Use), Face ID, and NFC.

What data does My Card Wallet collect?

According to its App Store privacy label, My Card Wallet collects data linked to your identity including Identifiers. It collects Identifiers, Usage Data, and Diagnostics not linked to your identity.

How many SDKs does My Card Wallet have?

My Card Wallet integrates 7 third-party SDKs. 1 for analytics and 4 for other. None are for advertising or attribution.

Does My Card Wallet access your location?

Yes. My Card Wallet requests location access. The developer states: "We need your location to show the purchase catalouge relevant to your region.".

Does My Card Wallet access your camera?

My Card Wallet requests access to your camera. The developer says this is for "MCW needs camera for QRCode reader". These permissions are only active when you grant them in iOS Settings.

Does My Card Wallet run in the background?

Yes. My Card Wallet registers 2 background modes, which means it can perform certain tasks when you're not actively using it.

What are some alternatives to My Card Wallet?

Other finance apps include EarnIn , Albert , Allstate , Amex , Atlas , and Autopilot . Each app takes a different approach to finance and varies in its data collection and SDK usage.

Finance · Privacy report

MyCardWallet.

Free · ★4.8 · Blackhawk Network

Is My Card Wallet safe?

It leans heavily on third-party trackers.

Our take. My Card Wallet is built with more third-party tracking code than 18% of the finance we have scanned.

Privacy footprint · vs 80 financeModerate

Trackers from other companies1 · some

typical finance: 3.5

Data the app links to you1 type · little

typical finance: 6 · from its own privacy label

What it collects about you

My Card Wallet links 1 category of your data to you.

From the developer's own App Store privacy label. These are the kinds of data My Card Wallet ties to your identity.

Identifiers

Who else is inside

It carries trackers from 1 company.

Third-party SDKs found in the app, matched to the company that publishes each. Present in the code; we do not observe what they transmit.

🏢Other third partiesanalytics

A third-party SDK.

SDK

How it compares

Where it sits among finance.

Every one of these apps we have scanned, on the two measures above: third-party trackers it carries (across) and data it links to you on its own label (up). Toward the top right is more invasive.

Each dot is one finance app. My Card Wallet sits to the lower left, lighter than most.

The evidence

What it's built from.

All 7 SDKs in the app, grouped by what they are for. 1 are third-party trackers.

1analytics

6standard libraries

1 of the 7 is a third-party tracker. The rest are the app's own code and standard open-source building blocks.

Show the full SDK list

Other third partiesanalytics

New Relic

Standard libraries6 · on-device

The app's own code plus open-source interface, storage and networking libraries.

How we know this

Counterspy downloads the app from the App Store and statically analyzes its compiled binary. Embedded SDKs are matched against a signature database and resolved to the company that operates each. We also read the developer's App Store privacy label, which lists the data the app says it collects and links to you. We do not run the app or intercept its traffic, so we report capabilities present in the code and the developer's own disclosures, not proven transmission. We assess privacy and data collection, not malware, security flaws, or developer intent. Reports are automated and never edited for payment. Scan v7.1.1, 2026-04-04.

Third-party trackers are advertising, analytics and attribution SDKs detected by static signature matching. Presence shows a capability is compiled in, not that it ran or transmitted data.
"Data the app links to you" is the count of data categories the developer declares as Data Linked To You in its App Store privacy label. Labels are self-reported and not verified by Apple.
Comparison across the 80 finance in our corpus. Trackers: median 3.5. Data linked to you: median 6.