Is myEquifax safe to use?

myEquifax integrates 45 third-party SDKs spanning infrastructure, analytics, and media. It collects data linked to your identity including Purchases, Financial Info, Contact Info, and Identifiers. It does not include any advertising or attribution SDKs. Whether this is acceptable depends on your personal privacy preferences.

What permissions does myEquifax need?

myEquifax requests 4 iOS permissions: Camera, Photo Library, Location (When In Use), and Face ID.

What data does myEquifax collect?

According to its App Store privacy label, myEquifax collects data linked to your identity including Purchases, Financial Info, Contact Info, and Identifiers. It collects Usage Data and Diagnostics not linked to your identity.

How many SDKs does myEquifax have?

myEquifax integrates 45 third-party SDKs. 11 for analytics, 1 for crash reporting, 19 for infrastructure, and 3 for other. None are for advertising or attribution.

Does myEquifax use Google SDKs?

Yes. myEquifax includes 14 Google or Firebase SDKs: Firebase Cloud Messaging, Firebase A/B Testing, Firebase Core, Firebase Performance, Firebase Remote Config, Firebase Remote Config Interop, Firebase Sessions, Google Data Transport, Firebase Crashlytics, Firebase Core Extension, Firebase Core Internal, Firebase Installations, Firebase Shared Swift, and Google Utilities. These are used for cloud infrastructure and services, not advertising.

Does myEquifax access your location?

Yes. myEquifax requests location access. The developer states: "We use your location to prevent fraud and protect your identity.".

Does myEquifax access your camera?

myEquifax requests access to your camera. The developer says this is for "Let my Equifax use the camera to capture a photo of a document". These permissions are only active when you grant them in iOS Settings.

Does myEquifax run in the background?

Yes. myEquifax registers 2 background modes, which means it can perform certain tasks when you're not actively using it.

What are some alternatives to myEquifax?

Other finance apps include EarnIn , Albert , Allstate , Amex , Atlas , and Autopilot . Each app takes a different approach to finance and varies in its data collection and SDK usage.

Finance · Privacy report

myEquifax

Free · ★4.8 · Equifax

Is myEquifax safe?

It leans heavily on third-party trackers.

Our take. myEquifax is built with more third-party tracking code than 86% of the finance we have scanned.

Privacy footprint · vs 80 financeHeavy

Trackers from other companies11 · a lot

typical finance: 3.5

Data the app links to you4 types · some

typical finance: 6 · from its own privacy label

What it collects about you

myEquifax links 4 categories of your data to you.

From the developer's own App Store privacy label. These are the kinds of data myEquifax ties to your identity.

PurchasesFinancial InfoContact InfoIdentifiers

Who else is inside

It carries trackers from 2 companies.

Third-party SDKs found in the app, matched to the company that publishes each. Present in the code; we do not observe what they transmit.

🇺🇸GoogleAnalytics

Firebase, AdMob and Google analytics SDKs, built to record how you use the app and serve ads.

SDKs

🏢Monitoring SDKAnalytics

Crash and performance monitoring.

SDKs

How it compares

Where it sits among finance.

Every one of these apps we have scanned, on the two measures above: third-party trackers it carries (across) and data it links to you on its own label (up). Toward the top right is more invasive.

Each dot is one finance app. myEquifax sits to the right, carrying more third-party tracking than most.

The evidence

What it's built from.

All 45 SDKs in the app, grouped by what they are for. 11 are third-party trackers.

11analytics

1crash reporting

2push & messaging

31standard libraries

11 of the 45 are third-party trackers. 2 are push-notification SDKs that deliver notifications, rather than tracking you across apps. The rest are the app's own code and standard open-source building blocks.

Show the full SDK list

GoogleAnalytics · USA

Firebase A/B Testing · Firebase Core · Firebase Performance · Firebase Remote Config · Firebase Remote Config Interop · Firebase Sessions · Google Data Transport

Monitoring SDKAnalytics

Datadog · Datadog Internal · Datadog Logs · Datadog RUM

Push & messaging2 · notifications

Standard libraries31 · on-device

The app's own code plus open-source interface, storage and networking libraries.

How we know this

Counterspy downloads the app from the App Store and statically analyzes its compiled binary. Embedded SDKs are matched against a signature database and resolved to the company that operates each. We also read the developer's App Store privacy label, which lists the data the app says it collects and links to you. We do not run the app or intercept its traffic, so we report capabilities present in the code and the developer's own disclosures, not proven transmission. We assess privacy and data collection, not malware, security flaws, or developer intent. Reports are automated and never edited for payment. Scan v1.7.0, 2026-04-04.

Third-party trackers are advertising, analytics and attribution SDKs detected by static signature matching. Presence shows a capability is compiled in, not that it ran or transmitted data.
"Data the app links to you" is the count of data categories the developer declares as Data Linked To You in its App Store privacy label. Labels are self-reported and not verified by Apple.
Comparison across the 80 finance in our corpus. Trackers: median 3.5. Data linked to you: median 6.