Is FloatMe safe to use?

FloatMe integrates 50 third-party SDKs spanning infrastructure, analytics, and media. Its App Store privacy label declares cross-app tracking via Identifiers and Usage Data. It collects data linked to your identity including Financial Info, Contact Info, Identifiers, and Usage Data and 1 more category. It includes 3 advertising or attribution SDKs. Whether this is acceptable depends on your personal privacy preferences.

What permissions does FloatMe need?

FloatMe requests 11 iOS permissions: App Tracking Transparency, Camera, Contacts, Photo Library, Location (When In Use), Location (Always), Calendars, Motion & Fitness, Speech Recognition, Face ID, and Apple Music.

What data does FloatMe collect?

According to its App Store privacy label, FloatMe declares cross-app tracking via Identifiers and Usage Data. It collects data linked to your identity including Financial Info, Contact Info, Identifiers, Usage Data, and Diagnostics.

How many SDKs does FloatMe have?

FloatMe integrates 50 third-party SDKs. 3 for advertising, 8 for analytics, 3 for crash reporting, 1 for payments, 17 for infrastructure, and 8 for other.

Does FloatMe use Facebook tracking?

Yes. FloatMe includes 2 Facebook SDKs: Facebook AEM and Facebook SDK. These are used for ad measurement, attribution, and integration with Facebook's advertising platform (developers.facebook.com).

Does FloatMe use App Tracking Transparency?

Yes. FloatMe requests the App Tracking Transparency permission, which means it asks for your consent to track your activity across other companies' apps and websites.

Does FloatMe access your location?

Yes. FloatMe requests location access. The developer states: "FloatMe does not use this, but we use a library to enable/disable push notifications that requires this.".

Does FloatMe access your camera?

FloatMe requests access to your camera. The developer says this is for "To setup debit card for instant float advances". These permissions are only active when you grant them in iOS Settings.

Does FloatMe access your contacts?

Yes. FloatMe requests access to your contacts. The developer states: "FloatMe does not use this, but we use a library to enable/disable push notifications that requires this.".

Does FloatMe run in the background?

Yes. FloatMe registers 2 background modes, which means it can perform certain tasks when you're not actively using it.

What are some alternatives to FloatMe?

Other finance apps include EarnIn , Albert , Allstate , Amex , Atlas , and Autopilot . Each app takes a different approach to finance and varies in its data collection and SDK usage.

Finance · Privacy report

FloatMe: Easy Cash Advances

Free · ★4.8 · FloatMe

Is FloatMe safe?

It leans heavily on third-party trackers.

Our take. FloatMe is built with more third-party tracking code than 79% of the finance we have scanned.

Privacy footprint · vs 80 financeHeavy

Trackers from other companies10 · a lot

typical finance: 3.5

Data the app links to you5 types · some

typical finance: 6 · from its own privacy label

What it collects about you

FloatMe links 5 categories of your data to you.

From the developer's own App Store privacy label. These are the kinds of data FloatMe ties to your identity, and it also declares it shares data to track you across other apps.

Financial InfoContact InfoIdentifiersUsage DataDiagnostics

Who else is inside

It carries trackers from 2 companies.

Third-party SDKs found in the app, matched to the company that publishes each. Present in the code; we do not observe what they transmit.

🇺🇸GoogleAnalytics

Firebase, AdMob and Google analytics SDKs, built to record how you use the app and serve ads.

SDKs

🇺🇸MetaAdvertising

Facebook advertising SDKs, built to link app activity to Facebook and Instagram ad profiles.

SDKs

How it compares

Where it sits among finance.

Every one of these apps we have scanned, on the two measures above: third-party trackers it carries (across) and data it links to you on its own label (up). Toward the top right is more invasive.

Each dot is one finance app. FloatMe sits to the right, carrying more third-party tracking than most.

Other signals

One more flag.

Each is a fact read straight from the app. The same checks run on every app we scan. Only the ones that apply here are shown.

It declares cross-app tracking

Its own App Store label says it tracks you across other companies apps and websites using your advertising identifier.

The evidence

What it's built from.

All 50 SDKs in the app, grouped by what they are for. 11 are third-party trackers.

3advertising

8analytics

3crash reporting

1push & messaging

35standard libraries

11 of the 50 are third-party trackers. One is a push-notification SDK that delivers notifications, rather than tracking you across apps. The rest are the app's own code and standard open-source building blocks.

Show the full SDK list

GoogleAnalytics · USA

Firebase A/B Testing · Firebase Core · Firebase In-App Messaging · Firebase Performance · Firebase Remote Config · Firebase Remote Config Interop · Firebase Sessions · Google Data Transport

MetaAdvertising · USA

Facebook AEM · Facebook SDK

Push & messaging1 · notifications

Standard libraries35 · on-device

The app's own code plus open-source interface, storage and networking libraries.

How we know this

Counterspy downloads the app from the App Store and statically analyzes its compiled binary. Embedded SDKs are matched against a signature database and resolved to the company that operates each. We also read the developer's App Store privacy label, which lists the data the app says it collects and links to you. We do not run the app or intercept its traffic, so we report capabilities present in the code and the developer's own disclosures, not proven transmission. We assess privacy and data collection, not malware, security flaws, or developer intent. Reports are automated and never edited for payment. Scan v8.10.1, 2026-04-04.

Third-party trackers are advertising, analytics and attribution SDKs detected by static signature matching. Presence shows a capability is compiled in, not that it ran or transmitted data.
"Data the app links to you" is the count of data categories the developer declares as Data Linked To You in its App Store privacy label. Labels are self-reported and not verified by Apple.
Comparison across the 80 finance in our corpus. Trackers: median 3.5. Data linked to you: median 6.